* {
    padding: 0;
    margin: 0;
} 


body {
background: #fff url(images/bg.jpg) repeat-x;
font-family: Arial, Helvetica, sans-serif;
font-size: 12px;
line-height: 18px;
color: #333333;;
}


a { color: #0A6380; text-decoration: none; }
a:hover { text-decoration: underline; color : #000; }

#wrap {
margin: 0 auto;
width: 1024px;
}

#header { 
height: 150px;
}
#header h1 {
font-size: 30px;
font-weight: 100;
letter-spacing: -3px;
padding: 40px 0 5px 0;
}
#header h1 a {
color: #0A6380;
text-decoration: none;
}
#header h1 a:hover {
color: #222;
text-decoration: none;
}

#header h2 {
color: #3692AF;
font-size: 19px;
font-weight: 100;
padding: 0 0 0 0;
letter-spacing: -1px;
line-height: 12px;
}


#content 
{
padding: 5px 0;
}

/* TEXT DESIGN */
.left 
{
width: 700px;
float: left;
text-align: justify;
}



/* RIGHT BORDER DESIGN */

.right {
width: 300px;
float: right;
padding: 1px;
border-left: 1px solid #bbb;
font-size: 12px;
}

/* RIGHT TEXT */

.right ul {
list-style-type: square;
padding: 1px 10px 5px 20px;
}


.right a { text-decoration: none }

#footer {
border-top: 1px solid #bbb;
text-align: center;
color: #333;
font-size: 11px;
padding: 0 0 10px 0;
}